Self-made millionaires—those who built wealth from scratch—master three key principles:
1️⃣ Compound Interest – Your money grows exponentially.
2️⃣ Tax-Free Growth – Not just tax-deferred, but truly tax-free.
3️⃣ Safe Positive Leverage – Using money the smart way to pay interest at lower rate while earning interest at a higher rate.
I compare this to flying: Lift (compound interest) + Thrust (tax-free growth) must overcome Drag (leverage).
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