Think of a max funded Indexed Universal Life (IUL) policy as the Swiss Army knife of financial tools, versatile, efficient, and essential for those looking to secure their financial future.
While it offers a death benefit, the true value of a properly structured, max funded IUL lies in its ability to provide tax-free growth, tax-free access to income, and income-tax-free transfer of your wealth.
In my opinion, this makes it a superior choice for retirement savings, even outpacing Roth IRAs.
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