I’ve helped thousands of people understand how to essentially become self-insured, making their IUL cheaper as they get older.
Many advisors don’t understand this concept, so let me explain:
Imagine a 60-year-old male who wants to reposition $500,000 to increase the liquidity, safety, rate of return, and tax benefits of that money.
We help him take the least amount of insurance the IRS allows under the TEFRA and DEFRA tax citations. For a 60-year-old, that’s only around $1 million.
After maximum funding the $500,000 over a five-year period, the net amount at risk is now just the remaining $500,000 (and the insurance company only charges for the amount at risk).
As the $500,000 doubles (often in about 7.5 years) to $1 million, the cash value can eventually equal the death benefit, so he’s essentially self-insured from this point forward.
Learn more about the opportunity to maximize your financial strategies with properly structured, max-funded IUL.
Click on the link or visit laserfund.com to order your free copy of my book, “The LASER Fund.”
Contribute a nominal amount toward shipping and handling, and I’ll cover the rest. #shorts
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