Internal Rate of Return (IRR) measures the actual net growth of your cash value after all costs. If you’re using permanent life insurance for tax-free accumulation and income, you want a strong IRR, meaning your net return should be as close as possible to the gross return.
With a properly structured, max-funded Indexed Universal Life (IUL), you can earn an average of 11% and net 10% cash-on-cash IRR. Most traditional policies, however, might earn 7-8% but only net 2-3% after costs.
If you’re serious about long-term, tax-free growth, claim a FREE copy of The LASER Fund at laserfund.com. I’ll cover the book—you just cover shipping!
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