Discover how market volatility and emotional investing can quietly sabotage your retirement—and what to do about it. In this episode of “93 Million with Doug Andrew,” Doug and his team break down why Indexed Universal Life (IUL) outperforms traditional options like Whole Life and 401(k)s when it comes to protecting and growing wealth.
You’ll learn how IUL’s zero-percent floor and tax-free income structure keep your savings safe—even in a downturn. This episode is packed with insights to help you avoid emotional money decisions and instead focus on strategic asset protection using the L.A.S.E.R. Fund framework.
This episode reveals:
– Why emotional investing leads to major financial losses
– How IUL offers tax-free retirement income and compound growth
– Why IUL beats Whole Life in cost-efficiency and performance
– The hidden dangers in banks, 401(k)s, and “safe” investments
Gain peace of mind, smart strategies, and lasting financial freedom—all with Doug Andrew’s proven tools.
00:01:20 – How 3 Days in 2020 Shook the Stock Market
00:03:07 – Why Emotion Destroys Logic in Investing
00:04:47 – Global Events and the Ripple Effect on Markets
00:06:36 – Using Life Insurance as a Living Financial Asset
00:08:53 – How the IRS Legally Allows Tax-Free Growth
00:10:05 – IUL: Designed for Income, Not Just Death Benefit
00:14:40 – Why Indexed Universal Life Beats Market Volatility
00:16:46 – Whole Life vs IUL: Which Builds More Wealth?
00:22:00 – Internal Rate of Return: The Real Cost Comparison
00:27:00 – The Shocking Truth About Where Americans Store Wealth
00:31:13 – Feeling Lost Financially? Here’s What to Do
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