Many of our clients have averaged returns of 9% to 10%, with some netting 9.6%. According to the Rule of 72, this means that $500,000 will double to $1 million in about seven and a half years. Many of my clients, within 11.5 to 12 years of their IUL policy, see their cash value grow to equal and even exceed the death benefit.
Why do I need the guarantees that a whole life policy offers? With whole life, there’s no way the cash value would grow to equal and exceed the death benefit by the 11th year. Whole life policies emphasize guarantees on the death benefit, but why should that matter when your cash value has already grown to equal and exceed it?
With an IUL, you don’t need those guarantees because your money grows to match and surpass the death benefit, providing both growth and protection.
Learn more about optimizing your financial strategy with the LASER Fund. Click on the link below, contribute a nominal amount towards shipping, and I’ll cover the rest. I’ll send you a hard copy of my insightful book.
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