Learn how to calculate your IUL’s internal rate of return (IRR) on premiums paid to age 65—so you can spot poor design, minimise insurance drag, and aim for higher net, spendable, tax-advantaged income in retirement. We’ll show the net vs gross reality, a Rule of 72 walkthrough, and why rebalancing can matter. Educational, illustrative—no guarantees
00:00:00 – Introduction
00:01:47 – Understanding the Internal Rate of Return
00:03:08 – Real Life Example
00:04:09 – Advantages of Max Funded Index Universal Life
00:06:33 – The Difference in Earnings
00:09:07 – The Impact of Compound Interest
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How a Max Funded IUL Can Earn Tax-Free Returns that are Safer & Higher than Banks Offer
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