No! With Indexed Universal Life, you can structure it to take the least amount of death benefit allowed under TEFRA and DEFRA guidelines.
And the percentage of costs are the same regardless of age, gender, or health rating.
For example, I had a 78-year-old client with several health challenges, yet we were able to open a policy and structure it to be able to earn predictable rates of return, just like a young, athletic client.
He put in $500,000 and began accessing $50,000 a year tax-free, just as if he were 20 years old.
Curious how this works? Watch the full episode and claim your FREE copy of The LASER Fund at laserfund.com!
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