When it comes to Indexed Universal Life, you can access tax-free income from your policy via policy loans.
There are essentially two types of loans: Indexed Loans (also called Participating or Alternate Loans), and Fixed Loans (also called Zero Wash Loans).
Here I explain how each of those loans works, and when to use either (whether you’re feeling bullish or bearish about the market).
Want to learn more about the opportunity for tax-free growth and access to tax-free income with properly structured, maximum-funded IUL?
Visit laserfund.com to claim your FREE copy of “The LASER Fund” book, just cover the shipping, and I’ll handle the rest!
Higher Rate, Higher Returns: These are synonymous terms referring to loans from your IUL policy where you’re charged a higher interest rate than the fixed rate.
Why Choose This? Because the insurance company credits you the full indexed crediting rate for that year, which could be double, triple, or more than what they’re charging you.
Best When Bullish: This option is usually the smartest if you feel bullish about the next few years in the economy.
Lower Interest Rate: You’re borrowing at a lower rate, like 2%.
Zero Wash: They charge you 2% and credit you the same 2%, resulting in a very low-cost loan.
Visit laserfund.com to claim your FREE copy of The LASER Fund book,just cover the shipping. #shorts
#3DimensionalWealth
#FoundationalHealth
#IntellectualHealth
#FinancialHealth