With IUL, you can usually borrow up to 92-93% of your surrender value within the first few years, tax-free.
Loans are smart:
– Zero Wash Loan: Borrow at 2%, credited 2% on your cash value no cost.
– Indexed Loan: Borrow at 4-5% but earn 8-10% on your cash value, often double what you’re charged.
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