How can an insurance company credit 8–11% interest on your Indexed Universal Life (IUL) policy while earning only ~5% on its own assets? Financial strategist Doug Andrew reveals the exact mechanism behind IUL’s “magic”: a blend of safe bond yields and stock index options that deliver market-like returns without market risk. You’ll discover how IUL policies lock in gains (up to a cap, often around 10%) in good years, but impose a 0% floor in bad years – meaning you never lose principal during crashes. Doug shares real-life examples (like how IULs fared in 2000–2010 and 2008) and explains the tax-free growth advantages that make IUL a great strategy for high-net-worth retirees, professionals, business owners and savvy investors. Watch now to learn if an IUL could secure your retirement better than stocks or 401(k)s.
00:00:00 – Can an Insurer Really Credit 11%?
00:01:00 – Why Insurance Companies Are Rock Solid
00:02:07 – The 5% Yield and the 4% Option
00:03:13 – Playing It Safe vs. Linking to the Market
00:04:22 – How Indexing Works in an IUL
00:05:35 – Why You Don’t Lose When Markets Crash
00:06:41 – Case Study: The 2000–2010 Lost Decade
00:07:52 – The Power of Rebalancing
00:09:04 – Earning Over 10% Tax-Free
00:10:03 – What’s Next?
Go to: https://www.laserfund.com
Go to: https://entitlementabolitionbook.com
Go to: https://www.free10keysbook.com
Are you an advisor interested in what we teach? Go to: www.iulinsiderpro.com
What To Watch Next
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How a Max Funded IUL Can Earn Tax-Free Returns that are Safer & Higher than Banks Offer
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Ready to speak with a Specialist? Book a free Quick Consult here:
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Claim Your Free Copy of The L.A.S.E.R. Fund Book
Go to: https://www.laserfund.com
Get a Free Copy of “The LASER Fund”
Go to: https://www.laserfund.com
Go to: https://entitlementabolitionbook.com
Go to: https://www.free10keysbook.com
Are you an advisor interested in what we teach? Go to: www.iulinsiderpro.com
What To Watch Next
========================
How a Max Funded IUL Can Earn Tax-Free Returns that are Safer & Higher than Banks Offer
https://youtu.be/_YkV1nnYKl8Get a Free Copy of “The LASER Fund” Book!
Go to: https://www.laserfund.com
Go to: https://entitlementabolitionbook.com
Go to: https://www.free10keysbook.com
Are you an advisor interested in what we teach? Go to: www.iulinsiderpro.com
What To Watch Next
========================
How a Max Funded IUL Can Earn Tax-Free Returns that are Safer & Higher than Banks Offer
Did you love this video?
Want to learn more wealth and life empowerment lessons from Doug?
Here are some next steps!
========================
Ready to speak with a Specialist? Book a free Quick Consult here:
https://3dimensionalwealth.com/getstarted
Want to Learn More? Register For An Upcoming Event:
https://3dimensionalwealth.com/events
Claim Your Free Copy of The LASER Fund Book
Go to: https://www.laserfund.comGet a Free Copy of “The LASER Fund”
Go to: https://www.laserfund.com
Go to: https://entitlementabolitionbook.com
Go to: https://www.free10keysbook.com
Are you an advisor interested in what we teach? Go to: www.iulinsiderpro.com
What To Watch Next
========================
How a Max Funded IUL Can Earn Tax-Free Returns that are Safer & Higher than Banks Offer