The biggest danger retirees face is taxes, which is why it’s important to understand not all financial vehicles are created equally when it comes to how you’re taxed.
When you invest in taxed-as-earned investments, you pay taxes on the growth, investing with after-tax money.
With tax-deferred annuities, you only benefit from tax deferral during accumulation—not when you access the money.
Traditional IRAs or 401(k)s offer tax-free contributions and tax-deferred growth, but you agree to pay taxes when you withdraw, during your retirement years, the harvest.
In contrast, when I take after-tax money and put it into a properly structured, max-funded, tax-advantaged IUL, it accumulates tax-free; I can access the money tax-free for life; and when I pass, it blossoms and transfers income-tax-free.
To learn more about how an IUL can protect your retirement, click the link below and claim your FREE copy of “The LASER Fund.”
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