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Can You Use Someone Else’s Life for Insurance? (IUL Edition)

Posted on April 21, 2025April 21, 2025 by Unknown user

Discover when and how to use surrogate insureds in Indexed Universal Life insurance. Doug Andrew explains why you should avoid surrogates unless absolutely necessary, how to structure policies correctly regardless of age or health, and how to legally justify insurable interest. Learn the right way to use surrogates in IUL planning.

00:00:00 – What Are Surrogate Insureds?
00:00:43 – Age & Health Don’t Matter If You Structure Right
00:02:10 – Why IULs Outperform Traditional Accounts
00:04:30 – Real-Life Case: Approval Despite Health Risks
00:06:39 – When Should You Actually Use a Surrogate?
00:09:27 – Understanding Insurable Interest
00:10:55 – Who Owns the Policy & Why That Matters
00:12:42 – The Proper Order of Choosing Surrogates
00:13:33 – Learn More: LASER Fund Book + Free Consult

Go to: https://www.laserfund.com
Go to: https://entitlementabolitionbook.com
Go to: https://www.free10keysbook.com

Are you an advisor interested in what we teach? Go to: www.iulinsiderpro.com

What To Watch Next
========================
How a Max Funded IUL Can Earn Tax-Free Returns that are Safer & Higher than Banks Offer

Did you love this video?
Want to learn more wealth and life empowerment lessons from Doug?
Here are some next steps!
========================

Ready to speak with a Specialist? Book a free Quick Consult here:
https://3dimensionalwealth.com/getstarted

Want to Learn More? Register For An Upcoming Event:
https://3dimensionalwealth.com/events

Claim Your Free Copy of The L.A.S.E.R. Fund Book
Go to: https://www.laserfund.com

Get a Free Copy of “The LASER Fund”

Go to: https://www.laserfund.com
Go to: https://entitlementabolitionbook.com
Go to: https://www.free10keysbook.com

Are you an advisor interested in what we teach? Go to: www.iulinsiderpro.com

What To Watch Next
========================
How a Max Funded IUL Can Earn Tax-Free Returns that are Safer & Higher than Banks Offer
https://youtu.be/_YkV1nnYKl8Get a Free Copy of “The LASER Fund” Book!
Go to: https://www.laserfund.com

Go to: https://entitlementabolitionbook.com
Go to: https://www.free10keysbook.com

Are you an advisor interested in what we teach? Go to: www.iulinsiderpro.com

What To Watch Next
========================
How a Max Funded IUL Can Earn Tax-Free Returns that are Safer & Higher than Banks Offer

Did you love this video?
Want to learn more wealth and life empowerment lessons from Doug?
Here are some next steps!
========================

Ready to speak with a Specialist? Book a free Quick Consult here:
https://3dimensionalwealth.com/getstarted

Want to Learn More? Register For An Upcoming Event:
https://3dimensionalwealth.com/events

Claim Your Free Copy of The LASER Fund Book
Go to: https://www.laserfund.comGet a Free Copy of “The LASER Fund”

Go to: https://www.laserfund.com
Go to: https://entitlementabolitionbook.com
Go to: https://www.free10keysbook.com

Are you an advisor interested in what we teach? Go to: www.iulinsiderpro.com

What To Watch Next
========================
How a Max Funded IUL Can Earn Tax-Free Returns that are Safer & Higher than Banks Offer

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