Learn how Indexed Universal Life turns taxes, market crashes, and high costs into tax-free, downside-protected growth for retirement, wealth, and legacy—explained step-by-step by veteran strategist Doug Andrew. 00:00:00 – Intro & Purpose 00:01:28 – Mortality Tables 101 00:03:24 – Term vs Whole vs Universal 00:05:12 – Real Cost of Term Insurance 00:08:09 – Whole Life…