Learn how a high-net-worth investor turned a flawed policy into a $3 M max-funded IUL, locking in tax-free retirement income, downside protection, and a $9M death benefit. Discover the steps, carrier secrets, and funding blueprint you can use today. 00:00:00 – Why the Wealthy Still Need Life Insurance 01:39:00 – Spotting a Poorly Structured IUL…