Discover how savvy landlords earn 100–300 % tax-free returns even when rentals sit empty. Doug Andrew reveals mortgage-to-the-hilt leverage, IUL “Laser Fund” banking, and liquidity tactics that slash taxes, protect assets, and keep cash flowing—no tenants required. 00:00:00 – Introduction 00:00:56 – Mortgage-to-the-Hilt Philosophy 00:01:51 – Real-Estate Tax Deductions 101 00:03:06 – Cash-Flow Trap of…