In a properly structured, max-funded IUL, insurance costs can decrease as you self-insure.
Within 11 to 15 years, cash value typically grows to match or exceed the death benefit, making costs minimal.
Your money grows tax-free (IRC 72(e)), and accessing it via loans (7702) is also tax-free.
Loans allow your cash value to keep earning, often much more than what you’re charged.
And these loans aren’t due in your lifetime—they can ultimately be deducted from the death benefit when you pass on.
Claim your FREE copy of The LASER Fund at laserfund.com to learn more!
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