Many dedicated public servants like school teachers, police officers, and firefighters are often advised to opt for reduced pension benefits to provide for their spouses after their death.
However, this conventional wisdom may not be the wisest financial choice.
What if your spouse predeceases you, or you remarry?
Traditional survivor benefits offer no flexibility and can end up being the most expensive and restrictive form of insurance.
There is a better option that allows you more flexibility, control, and potentially greater returns, ensuring that your money benefits your family exactly as you intend.
Want to learn more?
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