Unlock the secrets to minimizing your Indexed Universal Life (IUL) premiums and costs with financial strategist Doug Andrew!
In this video, Doug breaks down how properly structuring your IUL policy can lead to lower costs as you age, making it an ideal choice for long-term financial goals like retirement.
Discover how to maximize your retirement wealth with a tax-free rate of return, and learn why an IUL could be your superior alternative to traditional IRAs and 401(k)s.
Key Points Covered:
– Understanding IUL premiums versus costs
– Benefits of maximum funded IUL policies
– How IUL costs can decrease over time
– Tax-free accumulation and access strategies
– Tips for structuring your IUL for optimal performance
Chapters:
00:00 – Introduction: IUL Premiums vs. Costs
02:00 – Tax-Free Benefits of IUL
04:08 – Breaking Down IUL Costs
06:00 – Understanding Mortality Charges
08:00 – Clerical and Acquisition Costs
10:14 – Agent Commissions and Policy Costs
11:59 – Net Costs and Premiums Over Time
14:42 – Importance of Proper Structuring
16:17 – Certified IUL Professional Consultation
17:47 – Want to learn more? Then get a free copy of my books!
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Are you an advisor interested in what we teach? Go to: www.iulinsiderpro.com
What To Watch Next
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How a Max Funded IUL Can Earn Tax-Free Returns that are Safer & Higher than Banks Offer
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