Many agents don’t fully understand Indexed Universal Life (IUL) policies.
That’s why some Whole Life agents say, “Oh, Universal Life is going to crash and burn. It gets more expensive as you get older.”
I just roll my eyes and think, “They don’t know what they don’t know.”
Let’s say you’re older and maximum funding your policy within about 5 years.
With a properly structured IUL, you’re usually self-insured within 15 years. In other words, the actual cash value will often grow to equal or exceed the original death benefit, making you self-insured.
This is why the older you get, the less expensive IUL becomes if it’s properly structured.
To learn more about how to properly structure your IUL policy, claim a free copy of my book, “The LASER Fund.”
Click on the link or go to laserfund.com, contribute towards the shipping, and I’ll cover the rest. #shorts
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