Discover how shattered trust in Washington and ballooning national debt threaten your savings. Doug Andrew and the 93 Million team reveal the “Laser Fund” solution—combining tax-free IUL growth, liquidity, and zero-percent market floor—to outpace looming tax hikes. Learn why exposing $160 B in Covid fraud matters for your 401(k), how real IUL statements delivered 111 % gains, and where real estate fits when liquidity dries up.
Now that you see the benefits of a diversified, tax-free strategy, this episode reveals:
– How government waste signals higher future taxes and what to do now
– Proof that max-funded IULs outperform while capping downside risk
– Ways to pair IUL liquidity with real-estate equity for stress-free retirement
Whether you fear rising tax brackets, market crashes, or late-life cash crunches, these insights show how the Laser Fund framework can fortify your family’s future.
00:00:30 – Government fraud exposed: $160 B wasted, receipts halted the cash flow
05:12:00 – Trust in government hits record low—why retirees should worry now
12:42:00 – 1 % tax to 94 % peak: history predicts future hikes
18:46:00 – IUL 101: tax-free safety net with zero-percent market floor
25:15:00 – Real client statements show 111 % gains, no crash losses
32:45:00 – Four IUL myths debunked: fees, risk, performance, fiduciary costs
33:13:00 – Real estate headaches vs IUL liquidity for retirement cash flow
38:22:00 – House-rich cash-poor? How to unlock equity tax-free
39:58:00 – Action plan: consultations, IUL Challenge, secure authentic wealth
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