Worried about missing a premium payment on your Indexed Universal Life (IUL) policy? In this video, financial strategist Doug Andrew explains how IUL policies are incredibly flexible, allowing you to skip payments without losing coverage. Discover how max-funding and adjusting your death benefit can help keep your policy strong even if you can’t pay all your planned premiums. Learn why IUL remains the ideal choice for tax-free income, even with life’s unexpected challenges.
00:00: Introduction to What Happens If You Miss Premium Payments
02:13: What Planned Premiums Mean in an IUL Policy
04:14: How IUL Protects You from Taxes, Inflation, and Market Volatility
05:25: Predictable Returns Even If Premium Payments Are Missed
07:00: Example of Missed Payments in a Max-Funded IUL
09:19: How Insurance Costs Decrease as Cash Value Increases
10:45: Adjusting Death Benefits to Maintain Flexibility
14:08: Long-Term Strategies for Maintaining Your IUL
15:13: Get a Free Copy of “The LASER Fund”
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What To Watch Next
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How a Max Funded IUL Can Earn Tax-Free Returns that are Safer & Higher than Banks Offer
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