Learn the critical difference between plan premium and target premium in Indexed Universal Life (IUL) insurance policies. Discover how to structure your IUL for maximum returns and avoid common mistakes that many agents make. Join financial strategist Doug Andrew as he explains how to optimize your IUL policy and secure a better financial future. Get a free copy of his book to dive deeper into these strategies!
00:00 – Introduction to Planned Premium vs. Target Premium
00:01:24 – Problems with Traditional Retirement Planning
00:03:04 – Common IUL Structuring Mistakes
00:04:20 – Target Premium Explained
00:06:22 – Financial Impact of Target Premium
00:07:23 – Agent’s Potential Conflict of Interest
00:08:18 – Benefits of Planned Premium
00:10:05 – Want to learn more? Then get a free copy of my books!
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What To Watch Next
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How a Max Funded IUL Can Earn Tax-Free Returns that are Safer & Higher than Banks Offer
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