After five decades in retirement planning, here’s what I’ve learned: planning for retirement is like a race. You can walk, crawl, jog, or run to the finish line.
Taxed-as-earned accounts (like banks and mutual funds) are like walking.
Traditional IRAs and 401(k)s? They’re like jogging, with the wind at your back at the beginning of the race (with tax-deferred contributions). But then the wind is in your face toward the end (when the tax bill hits at retirement).
I’d rather get taxes over with and run toward retirement with the after-tax contributions, tax-free growth, tax-free access, and income-tax-free legacy of properly structured, max-funded IUL.
If you’re serious about long-term, tax-free growth, claim a FREE copy of The LASER Fund at laserfund.com. I’ll cover the book—you just cover shipping!
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