ee actual IUL credits for the 12-month period ending Feb 2025. Doug Andrew opens real client statements (8–12 policies) and explains how point-to-point, no-cap with spread, volatility-control indices, and multipliers affect credits. You’ll learn when each strategy may fit, how to avoid common mistakes, and why rebalancing matters. Educational only—no guarantees. Request Doug’s L.A.S.E.R. Fund…