Discover how high‑income investors multiply wealth using safe, positive leverage—borrow cheap, earn tax‑free, and keep liquidity with IUL. 00:00:00 - The Third Marvel of Wealth 00:02:04 - Why “Drag” (Interest) Creates Lift 00:03:17 - Metaphor: Dam & New Life for Assets 00:04:28 - $500K Example: 1 Home vs. 5 Homes 00:05:50 - Liquidity Matters: Leverage Without Risk 00:07:40 - Bank Strategy: 500 % Spread Revealed 00:09:06 - Real‑World Case Study:…